The Social Security System has issued Circular No.2012-018 which amends the existing guidelines for the SSS Short-Term Member Loans. It was clearly stated that SSS members who have paid up at least fifty percent (50%) of their existing Short-Term loans and have completed at least 50% of the loan term may already avail a renewal. But make sure that your latest loan amortization that will complete your 50% payment has been posted to your SSS account.


In this article I will show you how to check your loan eligibility through your online SSS account. Here are the steps.

Step 1: Go to the SSS Website at www.sss.gov.ph log in to your account using your User ID and Password under Member Log-in then click Submit.  If in any case you forgot your username or password, you can read my other tutorial on How to recover SSS Online Account “Forgot Username and Password.

Check SSS Loan Eligibility

Step 2: Under “E-SERVICES” menu, click “Inquiry”

Check SSS Loan Eligibility 1

Step 3: If you are using unsupported browsers (Mozilla Firefox, Google Chrome), you will see this pop up advisory. Click “View Instructions” and follow the instructions given depending on the browser you are using. If you can’t follow the instruction, use Internet Explorer.

Check SSS Loan Eligibility Online

Step 4: After you successfully logged in to your account, you will be redirected to the “Employee Static Information” page, click on “Eligibility” link then select “Loan”.

SSS Loan eligibility check


Step 5: Supply your Employer ID number, then click submit or if you are Self-Employed or Voluntary member tick the check box.

SSS Loan Eligibility 4

Step 6: That’s it; you can now check your loan eligibility. In my case, I have not yet paid at least half of my loan. But still the system will tell you the renewal date.

SSS Loan Eligibility 5

According to SSS even if you have paid your latest amortization, but it has not been remitted yet by your employer to SSS, or it has not been posted yet to your SSS account, then you cannot renew your loan.

Finally, concerning the proceeds of renewal loan is any amount greater than or equal to zero as long as the outstanding balance on the previous loan is deducted.

I hope this article serves a little help, particularly for beginners online.

Disclaimer: I am not affiliated with Social Security System (SSS), I am also a member and I make this tutorial from my experience only which I want to share with you to help other members who don’t know the procedure how to check SSS Loan renewal on the SSS Website.

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Janese is a staff writer at EfrenNolasco.com features mostly Public Info, she loves writing Public Info to guide and broadcast to our kababayans the basic and useful information that can be use in our daily lives. She is residing in Davao City for more than a decade. She is a full time accounting staff. During her free time, you'll most likely find her wandering in the market acquiring best veg’s & fruits for her DIY fruits juicers & salad veg’s, she can do planking up to 190 seconds, or inventing her own organic skincare products from fruits & veg’s which includes facial scrubs & mask, nursing her dark spot. She wants to dedicate her life to her church obligation, to her family, and owning a charity center accessible to the public especially to the children.

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