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Janese Ruiz

Janese is a staff writer at EfrenNolasco.com features mostly Public Info, she loves writing Public Info to guide and broadcast to our kababayans the basic and useful information that can be use in our daily lives. She is residing in Davao City for more than a decade. She is a full time accounting staff. During her free time, you'll most likely find her wandering in the market acquiring best veg’s & fruits for her DIY fruits juicers & salad veg’s, she can do planking up to 190 seconds, or inventing her own organic skincare products from fruits & veg’s which includes facial scrubs & mask, nursing her dark spot. She wants to dedicate her life to her church obligation, to her family, and owning a charity center accessible to the public especially to the children.
Pag-IBIG-Fund-Directory

Pag-IBIG Fund (HDMF) Directory

The Home Development Mutual Fund (abbreviated as HDMF), more popularly known as the Pag-IBIG Fund has a Corporate Headquarters, Support Services and Housing Group, … Read more