Nowadays, online shopping is replacing the old-school trend of going to malls and stores to buy apparel and other things. But in order to do that, you need to grab a hold of at least one credit card, right? But that would not be ideal because there are some people who lack the required paper work and requirements so they would have a hard time getting even one credit card. Smart eMoney innovated in ways in order to get a VISA card without going all through the harsh and struggling requirements and we are introduced to – PayMaya.
PayMaya is a free app that allows you to shop online at stores that accept PayMaya or VISA. It is considered to be “the instant virtual VISA.” You can use your PayMaya card to shop even offline because aside from the app, you can also avail a card to swipe in place of a VISA card you just can’t have.
It was introduced to us last August and it is being used by a lot of Filipinos nationwide for online shopping. It is a mobile based app so it does not require a certain telecommunications provider.
A Physical and a Virtual card?
Yes, PayMaya supports both a physical and an online card but most people prefer having it online because ordering a PayMaya card takes 5-7 business days within the Metro and around 7-10 days for provincial areas.
Both the online card and the physical card can be “topped up” or loaded. Right now, PayMaya accounts to more than 15, 000 establishments nationwide including all 7-Eleven Convenience stores, Robinsons Mall Business Centers, Smart Padala Centers, and SM Malls Business Centers.
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