Janese Ruiz

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Janese is a staff writer at EfrenNolasco.com features mostly Public Info, she loves writing Public Info to guide and broadcast to our kababayans the basic and useful information that can be use in our daily lives. She is residing in Davao City for more than a decade. She is a full time accounting staff. During her free time, you'll most likely find her wandering in the market acquiring best veg’s & fruits for her DIY fruits juicers & salad veg’s, she can do planking up to 190 seconds, or inventing her own organic skincare products from fruits & veg’s which includes facial scrubs & mask, nursing her dark spot. She wants to dedicate her life to her church obligation, to her family, and owning a charity center accessible to the public especially to the children.
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How to apply for SSS Housing Loan for Repairs and/or Improvements

The Philippine Social Security System (SSS) o Paseguruhan ng Kapanatagang Panlipunan) offers Housing Loan for Repairs and/or Improvements to qualified members. The loan may be used to...
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How to Compute your Salary during Regular Holidays and Special (Non-Working) Days?

Filipino employees who rendered their valuable time and effort working amid Regular Holidays or Special (Non-Working) Days, are you sure you received an accurate...
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How to Apply Pag-IBIG Fund Housing Loan Online

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How to claim Driver’s License card for OFW from Qatar, Bahrain and Saudi Arabia

Back in year 2014, The Land Transportation Office has experienced a shortage in license cards since the supplier failed to deliver due to port...
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LTO: List of Traffic Violations, Fines and Penalties

The Department of Transportation and Communications (DOTC) Kagawarán ng Transportasyón at Komunikasyón promulgated a Joint Administrative Order No. 2014-01 dated June 02, 2014 to...
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How to Withdraw Pag-IBIG Fund Contributions

Home Development Mutual Fund (HDMF), popularly known as Pag-IBIG (Pagtutulungan sa kinabukasan: Ikaw, Bangko, Industriya at Gobyerno) Fund assured to its member the refund...
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How to Replace Lost or Damaged Driver’s License, SSS ID, PhilHealth Card, Pag-IBIG ID...

Government issued ID’s such as Driver’s License, SSS ID, PhilHealth Card, Pag-IBIG ID, Voter’s ID etc. are vital in claiming or processing transactions to...
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How to get Pag-IBIG Loyalty Card

Updates: The Home Development Mutual Fund (Pag-Ibig Fund) announced that since Feb. 15, 2018, enrollment of Pag-Ibig loyalty card has been suspended until the third...
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Benefits and Privileges of Solo Parent in the Philippines

Actually this was good news to all Solo Parent but many of them don’t even know what is this all about, what are the...
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How to Block Someone from Sending a Message on Facebook

Nowadays, Facebook messenger become effective tools to dispatch messages, photos, and videos instantly that connects users on the Facebook network. However, using this app, you...

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