5 Best Investments For 2022

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The end of 2022 is almost nearing. Do you want to enter the world of investment but you don’t know where to start? Many of us Filipinos think that working is the only way to get money. Either you receive payment for your services, or you run your own business and make money.

Well, what we’re talking about here is investment. This involves investing your money to increase its value. An asset or item is considered an investment if it is bought with the expectation that it may one day produce income or increase in value. There are two things to keep in mind in light of this investing concept which are time and appreciation.

Investment Tips For OFWs For Their Income To Be Doubled


Even though it’s true that money doesn’t grow on trees, if you know how to invest your money correctly, it will surely gain profitable return. To start your investing career this 2022, we have compiled 5 fundamental investments for beginners in the Philippines.

1. Real Estate

Perhaps, some already have an idea about real estate but the dilemma is that you don’t have at least 100k or 1m to buy real estate. But what if you can actually make an investment for 10k or less through Real Estate Investment Trusts (REITs)? This will probably be in demand next year as many would want to enter real estate. The cons here is: first, you can earn by buying shares or stocks from REIT companies. Basically, they are renting their commercial properties which will earn you dividends annually. Second, you will earn if their REIT shares appreciate. Third, there’s no rental, no paperworks, no high amount of capital, and no maintenance.

2. Stock Market

It is still one of the best investment option because you have a lot of choices when it comes to stocks. In here, you don’t have to worry to open up your own business and you don’t have to manage since you are already a part owner of the company. So, as long as the companies are gaining income, the capital appreciation is also increasing which means your share is also multiplying.

Read: How to Invest or Buy Stocks in Philippines Stock Market

3. Cyrptocurrency

It is evident that more people are investing in cruptocurrency due to high potential returns. However, for those who want to invest in crypto, take note that the higher the interest, the higher the risk. Well, frankly, this is not for all but you can still study this field before setting your foot in the world of cyrpto. Who knows time will come when we have to use cyrpto as a form of payment to purchase products and goods.

Read: Cryptocurrency Terms 101

4. Non-Fungible Tokens (NFTs)

NFT is in line with cyrpto. NFT is a form of digital asset you hold until such time its value rises. You can make a profit by investing or creating NFT or crypto assets. But remember, before buying or investing in NFT make sure to equip yourself with enough knowledge about the business.

5. Metaverse

There is no doubt that this tehnology will continue to boom. If you look at the big picture, who’s metaversing nowadays? Obviously none other than Facebook itself or Mark Zuckerberg. Metaverse is simply a virtual reality just like gaming where you enter a battle with number of opponents. Because of pandemic, we are somehow deprived of interacting physically but you can use Metaverse in teaching, concert, or training like you are teleporting into a place without having to make a personal appearance.

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