How to earn money in GCash (5 ways)


GCash is undeniably one of the easiest and most convenient applications for fund management, financial services, business, lifestyle and shopping, and bills payment. But it’s actually possible as well to earn real money using the GCash app or mobile apps which pay via GCash. That raised the question, how? If you really want to know then you must continue reading this guide because we will teach you several ways to earn in GCash.

1. Refer the GCash app to your friends

You’ll receive P50 within 5 working days when your friends use your referral code and get verified in GCash. You can actually earn as much as P1,250 just by inviting your friends to use GCash.

Steps in inviting your friend to use Gash.

Step 1: Go to your GCash app and sign in with your 4-digit MPIN.

Step  2: Press the Profile button on the right corner below.

Step 3: Click Refer Friend.

Step 4: Choose among the available method to refer such as Facebook Messenger, SMS, QR Code and more.

Read: Where you can Invest your Money for as low as P1000

2. Establish a load business

The Buy Load feature of GCash can actually be your chance to create a load business by selling prepaid load. Simply add P2 to P3 pesos for every load transaction to earn profit.

Steps in selling load using GCash.

Step 1: Go to your GCash app and sign in with your 4-digit MPIN.

Step 2: Press the Buy Load button on your home screen.

Step 3: Put the digit of your recipient.

Step 4: Choose the amount of load or promo followed by tapping the Next button.

Step 5: Continue with your payment. On your screen, a notification will appear. A confirmation will also be received via SMS.

3. Play Goama Games

Playing while earning seems a good deal. GCash via GOAMA, helps you earn real money by playing mobile games tournament. Sadly, you must pay for the entry fee to join. Plus, paid tournament can only be played within a week. To earn here, you must score big time to level up on the ranking. For instance, is the game “Run Ninja Run”. By paying an entry fee of P10, you have the chance to win P500 for first place, P200 for second place to fifth, P120 for sixth place and more.

Steps in playing GOAMA game.

Step 1: Go to your GCash app and sign in with your 4-digit MPIN.

Step 2: Press the GLite on your home screen.

Step 3: Choose GOAMA Games.

Step 4: Decide your preferred tournament. Then, pay for your entry fee.

4. Make an investment in GCash

GInvest allows verified users to invest in a variety of investment funds for as little as P50. You can buy asset funds managed by ATRAM, a major independent asset manager in the Philippines, by investing in GInvest. ATRAM will then lend your money to the government or firms, or buy equity from other companies, based on your investment.

GInvest also offers two investment funds managed by BPI Investment Management Inc. (BIMI), one of the country’s largest financial institutions.

Also, GInvest does not require you to open a bank account to begin investing, and there are no commissions or sales costs. Additionally, the GCash app allows you to effortlessly track the performance of your weekly funds.

Steps in investing in GInvest.

Step 1: Go to your GCash app and sign in with your 4-digit MPIN.

Step 2: Click GInvest. Press View all GCash Services if GInvest is not on your screen.

Step 3: Fill out the Risk Profile Questionnaire.

Your risk appetite will be displayed once you have completed your Risk Profile Questionnaire. You can choose the fund that best meets your risk appetite.

Step 4: Click View Details to see a list of investment funds. You may use your risk appetite to help you decide which investment to make. You may, however, purchase investment funds that exceed your risk appetite.

GInvest has seven investment funds available. ATRAM manages five of these funds, while BPI manages the other two.

Investment Funds from ATRAM.

The Peso Money Market Fund is a local fixed-income fund with a greater rate of return than traditional bank accounts. In comparison to other ATRAM local funds, this one has a lower risk but higher return. The initial investment is  P50.

The Total Return Peso Bond Fund invests in both government and business bonds in the Philippines. It’s best for people who aren’t afraid of taking risks. The minimum amount to invest is P50.

SM Investment Corp, BDO, and Ayala Land are among the firms that make up the Philippine Equity Smart Index Fund, which invests in their equities. Despite the fact that it has a higher risk rating than the two prior local funds, it is riskier because it has a higher risk rating. The initial investment is P50.

Investment Funds of BPI.

For those with a 5-year investing horizon, both of the funds listed below are high-risk investments.

The Philippine Stock Index Fund is a local fund that tracks the performance of the Philippines’ top 30 publicly traded firms. The first payment is P50.

The ALFM Global Multi-Asset Income Fund is a dividend-paying fund based in the United States. This fund will pay you a monthly dividend that will be paid to your GCash account. The minimum investment is P1000.

Step 5: Purchase shares in the investment fund you’ve chosen.

You can invest a minimum of P50 in local funds. On the other hand, you can invest a minimum of P1,000 in worldwide funds. Each time you buy units of your chosen fund, you will receive an SMS notification.

Your orders will be processed in three business days.

5. Use mobile apps which pay via GCash

1. Buzzbreak

Earning while reading and watching? Maybe, Buzzbreak is the one for you. Just download the Buzzbreak app from the Google Playstore and earn points by inviting friends, watching videos and ads, reading news, answering surveys, and playing games. You can cash out your earnings via GCash account if you have gained enough points to redeem which is 20,000 points for P1.

2. Milieu Survey

Milieu Survey is a paying survey app. You can download its app via Google Playstore and cash-out money using your GCash account.

Every survey you complete with Milieu Survey earns you points. There are usually 2-3 surveys per week. When you’ve earned 11,500 points, you’ll be able to redeem them for GCash e-gifts worth P 200.

Read: How to verify a GCash account using Student ID (Two Options)

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