How to Apply for a Bank Loan with Security Bank


In this article, we will be teaching you how to apply for a bank loan and to set your expectations, applying for a bank loan is a mere journey of completing necessary requirements that the bank asks from you and the initial waiting time for your loan to be approved. One of the most trusted banks in terms of giving out loans is Security Bank and we will share to you the steps on how you can successfully apply for a loan.

Before starting, be advised that Security Bank now offers online application for you to acquire a loan. But of course, you need to ensure that you have all the necessary requirements and documents that the bank may ask of you in order to prove that you can pay off the loan. These requirements are:

  • Documentation of salaries (Latest pay slips or Income Tax Return (ITR))
    • For self-employed applicants:
      • Financial statements that are up since the last 3 years
      • Photocopy of DTI registration certificate
    • At least two (2) valid IDs

How can I know if I am eligible to apply for a Security Bank Loan?

  • You need to be at least 21 years old but nt more than 65 years old
  • You need to have income or salary that is more than the minimum income required

So how can I apply for a Security Bank Loan Online?

  1. The very first step is of course the application. You can fill out the web-based application form by clicking here.
  2. Duly accomplish the application form and ensure that the information you input is correct and accurate.
  3. Attach the necessary requirements and documents (scanned) to the prompted window.
  4. Agree to the Terms and Conditions and wait for a confirmation message through SMS.

Note that you can accomplish these by going to the Security Bank website which is ->

From here, you can then undergo the loan process in just a matter of minutes. Of course, the waiting time for the approval is not part of that process so you have to wait for it.

What can you use your Security Bank Loan for?

  • Education
  • Special events or gatherings
  • Home renovations
  • Business startups

These are just mere general things on what you can do with the money that you got from the loan. Of course, it depends on what you will use it for and that is what’s good about Security Bank’s Loan. It is a multipurpose loan that can help you adjust and improve your financial state – you can use it to kick start your financial transition.

Other points to take note of:

  • Minimum Loan Amount – Php30, 000.00
  • Maximum Loan Amount – Php1, 000, 000.00
  • Approval Time – 5-7 banking days
  • Payment Terms – Up to 36 months (3 years)

As you can see, even applying for a loan has never been easy because of what our technology can do. You can now avoid the hassle of going to a bank to patiently wait and stand in line in order for you just to be attended with your request. With the online loan application of Security Bank, you can easily apply for a loan even in the comfort of your own home.

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